KYRON HAROLD, CFA
Kyron provides client portfolio data maintenance, monitors outside retirement account securities and cash flows, troubleshoots client portfolio data, presents client Portfolio Reviews and produces all Client Quarterly Reports. He leads the firm’s ongoing investment model analytics. As a member of the Investment Committee, Kyron researches and evaluates securities for clients, spearheading all securities research. Other activities include placing trades and client account reconciliation.
While completing his B.A. in Finance, Kyron interned with a wealth management firm where he assisted financial advisors in investment research and provided day-to-day operational support by updating and reconciling client account positions. This allowed him to quickly step into the Analyst position at Spraker Wealth Management after joining the firm in May of 2009.
Kyron graduated Magna Cum Laude in 2008 from The University of Central Florida. His minor was International Business. Kyron is a CFA® charterholder and earned his charter in 2015. Originally from Trinidad and Tobago, his parents moved the family to the Central Florida area in 1994 so that he and his brothers could obtain a college education. Kyron is a movie aficionado and enjoys listening to music. He is also an avid soccer fan.
Client Services Coordinator
Kelly joined the firm in March, 2012 as Receptionist and Administrative Assistant to the Team. She was promoted to Client Services Coordinator and Compliance Assistant in August of 2016. Prior to joining the firm she was the Administrative Assistant for two Certified Financial Planners® who owned a wealth management firm in Manchester, N.H.
As Client Services Coordinator, Kelly is responsible for onboarding clients to the Spraker Wealth Management investment platform: consolidating statements, opening new accounts, document processing, and following up with the Schwab Institutional Service Team to ensure a smooth and efficient, trouble-free transition, whether the assets are annuities, mutual funds, stocks, bonds, cash, or old life insurance policy cash values. She is
responsible for servicing all client accounts, including client additions to or withdrawal from their annuities, IRAs, trusts, joint accounts or individual accounts.
Kelly oversees the maintenance and accuracy of the Customer Relationship Management (CRM) information, documenting as needed client personal information, client estate plan updates, beneficiary designations, and a multitude of other key data points.
As Compliance Assistant she maintains compliance related reporting documents required by the Securities and Exchange Commission on a quarterly and annual basis.
Kelly and her husband, Paul, moved to Apopka, FL from Weare, N.H. An interesting tidbit of history for them: in the 90′s, they owned a bakery in Derry, N.H., where, according to Kelly, “We did everything required to run a company while baking from scratch for both a retail and wholesale business. We also catered for office parties.” Now, they are enjoying the Florida lifestyle, especially the beaches. Kelly loves doing anything outdoors-gardening, bike riding, paddle boarding, and downhill skiing to name a few. In the past year she became a serious yoga enthusiast but her favorite sport is playing with their 16 pound, Maine “Coon” cat, Boo Boo.
ERIC WALTER, CFP®
Eric joined the firm the first business day of 2018 after leaving his financial planning position at Northwest Mutual Life Insurance Company in Orlando. He is responsible for creating and updating all Personal Financial Plans for Spraker Wealth Management clients, and writes the Financial Planning Corner for the SWM Client Quarterly Commentary and website Commentary Blog.
Eric also spearheads Client Services responsibilities for new clients, including opening accounts, initiating and ensuring complete asset transfers from other custodians, and reviewing completeness for beneficiary information on retirement accounts. He assists the Client Services Coordinator as needed with client service work for existing clients. Eric also is heavily involved in tax planning with John West, calculating and ensuring annual IRA required minimum distributions (RMDs) and qualified charitable distributions (QCDs) are accurate and complete by year end; also reviewing client tax returns for errors and omissions. Eric assists the Trading Department, reviewing trade orders and placing buys and sells, as needed.
Eric became interested in financial planning after taking over his parents’ finances during his father’s battle with Parkinson’s disease and dementia. He saw all the things they did well but also areas where they could have improved. This was the catalyst for his desire to help others with their financial future, and ultimately led to his joining Northwestern Mutual in 2017. There, he was responsible for bringing in new clients and doing financial plans for them.
Eric’s motivation for joining Spraker Wealth Management was the ability to be on a long-term career track, to work with a team devoted to consistent, high level client communication to help them articulate and prioritize their life goals, organize their financial data, and consult on strategies to achieve those goals. He sees the Personal Financial Plan as a living document and knows the importance and reward of clear financial decision-making processes throughout both working and retirement years.
Eric received a B.A. in Education from the University of Kentucky in 2004 and the Certificate in Financial Planning from Boston University in May, 2020. In October, 2020 he became a CERTIFIED FINANCIAL PLANNER™ professional. He is excited about his next goal of getting his MBA to learn even more to help clients achieve their personal goals and to become an Advisor of the firm.
Eric and his wife, Jaimie, live in Longwood with their two sons and two rescue dogs, a part Havanese and an American Bulldog-Boxer mix. He enjoys bike riding, walking the dogs, and hanging out by the pool. He is an avid South Eastern Conference fan, especially Kentucky basketball, and also painfully follows the Cincinnati Bengals and Reds. One of his recent sports highlights was attending the 2019 Citrus Bowl where UK beat Penn State.